Describe the inability to afford healthcare access

Describe the inability to afford healthcare access Assignment Help The risk management issue in the first case scenario is liability or strict regulatory matters. Despite the rise in several health insured individuals brought forth by the Affordable Care Act, a significant number of Americans remain uninsured or lag in paying for their insurance due to the rising economic burden in the country. As a result, such Americans fail to gain access to care due to the inability to afford healthcare access. This is due to the regulatory payment measures followed by healthcare organizations (Nekoeimoghadam et al., 2013). In this case, it is presumed that the patient’s insurance payment status might have been up to date or the patient did not have any form of insurance coverage hence cannot be provided with medical attention.
In the second case scenario, the risk management issue is patient safety-related. Patient safety is a crucial factor in healthcare organizations which explains why risk management is an important activity in healthcare organizations for it aids in identifying and preventing future occurrences of adverse events that threaten patient safety. In this case scenario, negligence from the nursing staff led to the injury incident. The nurses failed to keep a close watch over the patient even after noting the anxiety, hence the patient’s failure to settle in one place (Raveesh et al., 2016).

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Describe the inability to afford healthcare access
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Solution to the Issues
For the first case scenario, the doctor could directly communicate with the patient regarding an alternative form of payment. With the current difficult times, most Americans with health insurance are finding their co-pays and deductibles increasing. Equally, a patient might have an insurance provider that the physician does not receive reimbursement from. Still, such should not be why a patient fails to be given emergency medical care (Nekoeimoghadam et al., 2013). The physician could consider taking payment upfront from the patient in cash, if possible, rather than fail to provide emergency care to the patient.
For case scenario two, patient safety is of concern, and it has become threatened out of negligence from the nursing staff. Medical professionals owe a duty of care to their patients. Medical negligence occurs when medical professionals, in this case, the nurses, fail to deviate from the medical standard of care. In this case, the nurses should have considered spending some time with the patient and allow her to explain her concern (Raveesh et al., 2016). Equally, considering the stubborn nature of the patient, the nurses should have regarded as keeping a close watch on the patient and establish reasons behind her restlessness. The communication failure and inadequate follow-up partly led to patient injury.
Challenges With Proposed Solutions
In case scenario one, the healthcare facility might have strict payment regulatory measures limiting a physician’s flexibility of opting for another form of payment. Equally, the personality differences are another barrier that will restrict the physician’s likelihood of accepting another payment option if regulatory measures are flexible. In case scenario two, dealing with medical negligence requires a change in culture because it is likely that laxity might be the norm in the healthcare facility. Change is not readily accepted; it demands measures or strategies that will work for a given group of employees in question (Raveesh et al., 2016).
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