Modifiable Determinants of Healthcare Utilization
within the African-American Population
George Rust, MD, MPH; George E. Fryer Jr, MSW, PhD; Robert L. Phillips Jr, MD, MSPH; Elvan Daniels, MD;
Harry Strothers, MD, MMM; and David Satcher, MD, PhD
Atlanta, Georgia and Washington, DC
Background: Signikant health dipities directl affect the
African-A rcan ppulaton. Mot pvious studies of dis-
parities in access to and uilizan of heolthcore have
focused on black-he differences rther thon fodusing on
“withi-roup” analys of AMiCan Amercans.
Obctive To tease out the differential effects of modifiable
risk factors (such as health isurance, usual source of care,
and poverty) frbm persol Characteristics (age, gender,
rural esidence) on healthcare utiio wthin the African-
mercon population.
Methods: Secondory datd analyis of 3,462 records frm
AfricanAmericon respondents tohef1999 Medical Expen-
diu Panel Survey (MEPS) Household File, a nationll rep-
resentoaive survey of the civilian, noninstitutionatized U.S.
population in 1999.
Relt We found significant variation in the umber of ffice
visits, outpotient clinic visits, hspitl sdhdres, da hospi-
tlized, and fills of prscrbed medication omong 3,462
African-Amercan rsondents Who repeet a Us. popula-
fion of 36,538,639 persons. Persnad nonmodiabe charac-
teriics such as age and gender we signfcntl related to
healthcare utlion. Poverty and rurOl residene were also
significantly correlated, bUt the stroest modifiabl dic-
tors of healthcare utiztion for Afrcnmian persons in
1999 were wheth ornot individuals had health insUrance
and/or a usUol source of care. Emegecy deportm t visits
were the only f of care thot showed remarabl lit vari-
ation based on these odifi* ridsk facts.
Conclsins: The three modifial factors of poverty, uninsur-
ance, and having a pria care edical home have a dra-
mai Oef on pe Core for Afican-Ae o*ts
and could be indepedenty targeteO rb .
Ke words: healthcr *utian U acces U r
Afcan Aekas U da
© 2004. From the Morehouse School of Medicine, Atlanta, GA (Rust, deputy
director, National Center for Pnmary Care and professor of Family Medicine;
Daniels, research assistant professor and associate director for Community
Onented Pnmary Care, National Center for Pnmary Care; Strothers, associate
professor and associate chair for education, Department of Family Medi-
cine; and Satcher, director, National Center for Primary Care and professor
of Community Health/Preventive Medicine) and Robert Graham Center for
Policy Studies in Family Medicine & Pnmary Care, Washington, DC (Fryer, Jr;
Phillips, Jr). Send correspondence and repnnt requests for J NatI Med Assoc.
2004; 96:1169-1177 to: George Rust, Deputy Director, National Center for Pri-
mary Care and Professor of Family Medicine, Morehouse School of Medi-
cine, 720 Westview Drive, Atlanta, GA 30310; phone: (404) 756-1236; fox:
(404) 756-5767; e-mail: [email protected]
INTRODUCTION
Racial and ethnic disparities in healthcare have
been documented in numerous studies,’-7 which have
been summarized in national reports, such as the
Institute of Medicine’s Unequal Treatment: Con-
fronting Racial and Ethnic Disparities in Health
Care8 and various Kaiser Family Foundation reports
on Race, Ethnicity, and Medical Care.9’10 Some of
the most rigorously documented studies have shown
racial differences in the use of cardiovascular proce-
dures for patients hospitalized with coronary heart
disease,” ‘2 but clinical and demographic factors still
do not adequately explain why African Americans
are significantly less likely to undergo revascular-
ization procedures.”‘3
Studies exploring disparities in cardiac proce-
dures have traditionally been framed as studies of
black-white differences, including racism as a cause
of such disparities.’4 Far fewer studies have sought to
assess the modifiable factors that drive disparities
within the subgroup of African Americans. In other
words, why do some African-American patients
receive optimal care, while many others do not?
Understanding “within-group” differences may bet-
ter identify specific factors around which interven-
tions could be designed to reduce health disparities
in the African-American population. The Anderson
and Aday model provides a conceptual framework
for analyzing modifiable determinants of healthcare
JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004 1169
DETERMINANTS OF HEALTHCARE UTILIZATION
utilization,’5″‘6 and this framework can be further
informed by Williams’ sociologic perspective on
personal and contextual factors that uniquely influ-
ence health status among African Americans.’7″‘8
Access to care through health insurance, espe-
cially Medicare, has been shown to have a signifi-
cant impact on improving access to care and health
outcomes in high disparity groups, such as the
African-American population. Zuvekas et al. con-
cluded from their own analyses of MEPS data that
while health insurance did not by itself explain the
persistent racial & ethnic disparities, it was a signifi-
cant contributing factor. 9 However, the disparities
literature has tended to lump modifiable risk factors
with nonmodifiable demographic characteristics of
the individual in explaining variations in the use of
health services. For example, studies identify being
“poor, black, and uninsured” as common risk factors
for lower overall healthcare utilization and costs,
without differentiating the impact of modifiable risk
factors (uninsurance, medical home, etc.) on mem-
bers of each racial-ethnic subgroup.20 In this study,
therefore, we have sought to understand the modifi-
able determinants of healthcare utilization within
the African-American population in order to focus
on intervention points that could imp rove health
outcomes for this high-disparity population. We also
assessed the impact of clustered factors among the
healthcare disadvantaged (poor, uninsured, with no
medical home) vs. the healthcare advantaged (non-
poor, insured, with a medical home).
METHODS
Data Source
Data for the U.S. civilian, noninstitutionalized
population were taken from the 1999 Medical
Expenditure Panel Survey (MEPS) sponsored by the
Agency for Healthcare Research and Quality
(AHRQ).2’ MEPS is a nationally representative sur-
vey of a sample of households drawn from previous
National Health Interview Survey (NHIS) partici-
pants. Data in 1999 were collected for 23,565 per-
sons by computer-assisted personal interviews.
In this study, household component records
describing the sociodemographics, health insurance
coverage, and healthcare utilization of survey partic-
ipants were analyzed. MEPS records are weighted
for the calculation of national estimates, usually
with relatively small standard errors. Race is record-
ed as one of five categories in the MEPS records.
African Americans were substantially oversampled
in the 1999 survey. We analyzed data from all 3,462
alI-civilian, noninstitutionaIized African-American
respondents to the survey, representing a U.S.
African-American population of 36,538,639.
Study Variables
Dependent variables related to our research ques-
tion consisted of measures of utilization in the vari-
ous healthcare settings and for medications, includ-
ing the following five variables:
1) Visits to physician’s office (or other health pro-
fessional provider’s office).
2) Visits to hospital outpatient departments (hospi-
tal-based clinics).
3) Inpatient hospitalizations-discharges and nights
in hospital.
4) Visits to emergency departments (EDs).
5) Prescribed medications-fills.
Self-reported health status and self-reported
mental health status (two variables) were also
assessed as dependent variables but are not meas-
ures ofhealthcare utilization.
Predictor variables used in the analysis were:
1) Age-four groups; children (under 18 years of
age), adults 18-44,45-64, and the elderly (over
64 years of age).
2) Sex-female or male.
3) Residence-resident of a Metropolitan Statistical
Area (MSA) county or a resident of a non-MSA
county. Small samples ofAfrican Americans in
some regions precluded using census region in
the model.
4) Household income-reported family income
divided by the federal poverty level based on
family size and composition, with the resulting
percentages grouped into five categories (<100%
of federal poverty level, 100-124% of federal
poverty level, 125-199% of federal poverty level,
200-399% of federal poverty level, and >400%
of federal poverty level).
5) Health insurance-three groups: private insur-
ance; public insurance only (Medicare, Medicaid
and dual-eligibles); and no insurance, without
regard for adequacy of coverage.
6) Usual source of care-response to the question:
“Is there a particular doctor’s office, clinic, health
center, or other place that you go ifyou are sick
or need advice about your health?
1170 JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004
DETERMINANTS OF HEALTHCARE UTILIZATION
Analytical Strategy
Descriptive analyses were first performed esti-
mating services received in each care setting and uti-
lization of prescribed medicines. Comparisons on
these measures were made across categories of the
predictor variables enumerated above for African
Americans (Table 1). We then evaluated potential
predictor variables for inclusion in multivariate
analyses. Bivariate tests indicated strong associa-
tions between each of the predictor variables and
measures of healthcare utilization in at least one set-
ting. We also tested the associations with and with-
out children and the elderly in the analysis, and
found similar patterns. Therefore, all of the listed
variables were used in separate logistic and linear
regressions to model healthcare use by the setting in
which the service was received. Logistic regression
was performed to model whether or not an individ-
ual had received care at least once for each of the
settings and for receipt of at least one prescribed
medication fill. Adjusted odds ratios for whether or
not a service was received were calculated for each
predictor variable (Table 2), because of the potential
for skewing of data by the large numbers of persons
Table 1. Mean Annual Healthcare Uftlization for African Americans by Demographic Characteristics and
Modifiable Factors (Insurance Status and Usual Source of Care), 1999
Category/ Number Percent Office Hosp Outpt. ED Hospital Hospital Rx Fills
Item Visits Clinic Visits Visits Discharges Bed-Days + Refills
Age Group
Under 18 11,937,112 33.1 1.58 0.08 0.15 0.03 0.10 1.38
18-44 14,773,451 40.9 2.19 0.31 0.19 0.09 0.28 3.32
45-64 6,522,838 18.1 3.82 0.59 0.20 0.12 0.72 12.07
65+ 2,872,592 8.0 6.77 1.07 0.22 0.23 1.30 21.81
P value** <0.01 <0.01 0.18 <0.01 <0.01 <0.01
Sex
Male 16,987,105 46.5 2.24 0.27 0.16 0.06 0.40 4.41
Female 19,551,534 53.5 2.96 0.41 0.20 0.12 0.48 6.81
P value** <0.01 0.13 0.03 <0.01 0.43 <0.01
MSA vs. non-MSA (Urban-rural)
MSA 31,833,017 88.2 2.60 0.35 0.17 0.08 0.31 5.41
Non-MSA 4,272,976 11.8 2.96 0.31 0.25 0.15 0.93 8.13
P value* 0.25 0.78 0.02 <0.01 0.01 0.01
Family income as % fed. poverty level
Poor 8,799,737 24.1 2.78 0.43 0.24 0.13 0.67 7.19
Near poor 2,328,651 6.4 1.78 0.22 0.17 0.08 0.42 5.40
Low Income 6,393,948 17.5 2.37 0.34 0.19 0.08 0.38 5.02
Middle Income 10,643,391 29.1 2.88 0.24 0.17 0.09 0.50 5.57
High Income 8,372,911 22.9 2.60 0.42 0.13 0.06 0.20 4.87
P value** 0.02 0.28 0.03 0.09 <0.01 0.10
Health Insurance Coverage
Any private 21,240,269 58.1 2.61 0.33 0.15 0.07 0.31 4.93
Public only 9,999,210 27.4 3.44 0.51 0.27 0.16 0.88 9.37
Uninsured 5,299,199 14.5 1.16 0.08 0.15 0.04 0.17 1.83
P value** <0.01 <0.01 <0.01 <0.01 <0.01 <0.01
Has Usual Source of Care?
Yes 28,389,137 20.0 3.08 0.41 0.19 0.10 0.44 6.89
No 7,089,761 80.0 1.08 0.13 0.15 0.04 0.13 1.55
P value** <0.01 <0.01 0.14 <0.01 <0.01 <0.01
Total African-American Population in MEPS*
36,538,639 100.0 2.63 0.34 0.18 0.09 0.45 5.69
* This represents the number of individuals in the U.S. African-American population, a number generated
by applying statistical weights to raw survey data. Due to missing data on some items, totals for some
categories may be less than 36,538,639; ** derived from ANOVA F values
JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004 1171
DETERMINANTS OF HEALTHCARE UTILIZATION
who had zero events (zero hospital admissions or
emergency visits, for example). Linear regression
was done to model the actual quantity of services
and medication fills received. Its beta coefficients
are straightforward measures of the strength of the
effect ofpredictor variables on healthcare utilization
(Table 3). Analyses were done with SUDAAN to
adjust variance estimates due to MEPS survey
design complexity, particularly the substantial over-
sampling of certain population groups.
Finally, we also assessed the clustered effect of
certain predictor variables, identifying individuals at
the extremes of being advantaged or disadvantaged
with regard to healthcare (Table 4). Members of the
healthcare-disadvantaged group have family income
below the poverty level, no health insurance, and no
usual source of care. The healthcare advantaged
group has family income above 400% of poverty,
health insurance, and a usual source of care.
RESULTS
There was valid data for 3,462 African-American
respondents to the survey, representing a U.S.
African-American population of 36,538,639 civil-
ian, noninstitutionalized persons. Respondents had a
median age of 30.0 years. Differences in self-report-
ed health status and mental health status were not
striking, but showed a predictable decline in health
status with age, and worse health status associated
with rural residence and with being publicly insured
(Medicare or Medicaid). African-American individ-
uals living in rural areas were also a bit more likely
to be older (median age 31.0 years for non-MSA and
29.0 years for MSA). We also found that the "near
poor", who may not qualify for Medicaid nor be able
to afford private insurance, had worse health status
than either the poor or any other income group.
The pattern of healthcare utilization for African-
American persons by demographic and other char-
acteristics in 1999 is depicted in Table 1. Variations
are seen by age group and gender. Elderly and
Table 2. Adjusted Odds Ratios for Predictors of Healthcare Uflizafton (yes/no for each item) among
African Americans, 1999 (with 95% Confidence Intervals)
Category/Item Office Visits Hosp Outpt. Clinic Visits ED Visits Hospital Discharges Rx Fills + Refills
Age Group
Under 18 0.20 (0.13, 0.30) 0.16 (0.10, 0.24) 0.81 (0.55, 1.18) 0.81 (0.09, 0.30) 0.09 (0.06, 0.14)
18-44 0.23 (0.16, 0.35) 0.49 (0.32, 0.73) 1.19 (0.81, 1.76) 0.80 (0.47, 1.38) 0.17 (0.11, 0.27)
45-64 0.47 (0.31, 0.71) 0.86 (0.56, 1.30) 1.15 (0.73, 1.80) 0.96 (0.54, 1.72) 0.35 (0.22, 0.54)
65+ 1.00 1.00 1.00 1.00 1.00
Sex
Male 0.65 (0.54, 0.77) 0.76 (0.60, 0.96) 0.91 (0.73, 1.14) 0.50 (0.36, 0.70) 0.70 (0.59, 0.83)
Female 1.00 1.00 1.00 1.00 1.00
MSA vs. non-MSA
MSA 0.92 (0.67, 1.26) 0.91 (0.59, 1.42) 0.78 (0,55, 1.09) 0.63 (0.45, 0.87) 0.79 (0.61, 1.03)
Non-MSA 1.00 1.00 1.00 1.00 1.00
Income/Poverty Status
Poor 0.82 (0.51, 1.34) 1.39 (0.80, 2.41) 1.63 (1.02, 2.61) 1.38 (0.75, 2.54) 0.93 (0.62, 1.38)
Near Poor 0.50 (0.27, 0.93) 0.76 (0.39, 1.47) 1.10 (0.58, 2.08) 0.98 (0.50, 1.94) 0.68 (0.41, 1.12)
Low Income 0.76 (0.53, 1.11) 0.92 (0.56, 1.52) 1.39 (0.85, 2.28) 1.09 (0.61, 1.96) 0.90 (0.67, 1.22)
Middle Income 0.83 (0.57, 1.21) 1.00 (0.66, 1.51) 1.42 (0.97, 2.08) 1.40 (0.86, 2.26) 0.76 (0.55, 1.05)
High Income 1.00 1.00 1.00 1.00 1.00
Health Insurance
Any Private 3.64 (2.79, 4.75) 1.82 (1.08, 3.09) 1.28 (0.82, 1.99) 1.36 (0.72, 2.58) 2.57 (1.97, 3.35)
Public Only 4.13 (2.80, 6.09) 2.07 (1.27, 3.36) 1.99 (1.23, 3.23) 3.06 (1.61, 5.81) 2.96 (2.09, 4.20)
Uninsured 1.00 1.00 1.00 1.00 1.00
Usual source of care?
Yes 4.47 (3.37, 5.92) 3.99 (2.02, 7.87) 1.00 (0.69, 1.44) 1.91 (1.12, 3.27) 2.73 (2.01, 3.70)
No 1.00 1.00 1.00 1.00 1.00
1172 JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004
DETERMINANTS OF HEALTHCARE UTILIZATION
female African-American persons used more health-
care in all settings and received more medications
during the year than did younger and male African
Americans. With the exception of hospital outpa-
tient departments, African Americans living in rural
(non-MSA) areas were more frequent users of care
in all settings, with rural residents spending three
times as many days in the hospital as MSA resi-
dents. This may reflect the greater proportion of
African-American elders remaining in rural areas.
After controlling for age, gender, and insurance sta-
tus, rural residence was not a significant factor relat-
ed to healthcare utilization of any service except
hospitalization. The poorest group used services
most often in every setting other than providers'
offices, but the near-poor, who are less likely to
qualify for Medicaid, had lower utilization.
In the 1999 MEPS sample, 14.5% of African
Americans were uninsured, and 20% had no usual
source of care. Health insurance status is strongly
related to healthcare utilization. African Americans
who were uninsured trailed both insured categories
for all settings of care other than the emergency
room. Those with only public health insurance were
much greater consumers of healthcare, reflecting
higher utilization by the elderly (Medicare/Medic-
aid) and by the poor (Medicaid). For example, those
with public health insurance obtained prescription
medication at a rate five times higher than did the
uninsured. This pattern of higher utilization for the
insured vs. the uninsured (in all settings except the
emergency room) held true as well for the subgroup
ofnonelderly adults (i.e., when children and the eld-
erly were excluded).
African Americans with a usual source of care
also used outpatient visits, inpatient hospital bed-
days, and prescription drugs two-to-four times more
often than those without such an arrangement. Hav-
ing a usual source of care did not significantly affect
ED visits, which were much more strongly associat-
ed with insurance status.
Results of seven separate regression procedures
for utilization in each setting and prescribed medica-
tions are portrayed in Table 3. It illustrates the
unique contribution of each predictor characteristic
and healthcare arrangement. Controlling for the
effects of all other predictors, several factors were
significantly associated with each utilization meas-
ure, and the overall model was significant in predict-
ing utilization (p<0.01). Although poverty was a sig-
nificant factor for some types of utilization, age,
health insurance status, and having a usual source of
care were the most important predictors of utiliza-
tion for African-American persons in 1999.
Table 4 depicts a comparison of two groups with
very different capacities to obtain needed health-
care. Members of the disadvantaged group have
family income below the poverty level, no health
insurance, and no usual source of care. In the U.S.
population, this represents over a half million
(527,474) "healthcare disadvantaged" persons, or
1.4% of our entire sample. The advantaged group
has family income above 400% of poverty, health
insurance, and a usual source of care. This is actual-
ly a much larger group, representing more than six
million (6,169,181) African Americans (17. 1% of
the study population) in 1999. These data should be
interpreted with caution due to the small number of
MEPS participants in each subgroup.
Utilization in all settings except the emergency
room was dramatically greater for African Ameri-
cans with the necessary financial means and
arrangements to obtain care. There was also an inter-
esting relationship between hospitalizations and ED
visits. The most-disadvantaged African-American
patients had only one hospital admission for every
10 ED visits, but insured, middle- and upper-income
African-American patients with a usual source of
care had a hospitalization for every two ED visits.
Focusing on the impact of insurance status among
adult patients age 18-64, the uninsured had 3.6 ED
visits per hospital admission, while the insured were
hospitalized once for every 1.7 ED visits.
DISCUSSION
These data suggest that within each age-gender
subgroup, whether or not an individual has health
insurance and a source of usual care is the most
important modifiable factors driving use of needed
health services within the African-American popula-
tion. Poverty is also a significant and modifiable
factor. Combining the three factors of health insur-
ance, adequate income, and having a primary care
medical home was a powerful predictor of the use of
specific health services that could improve health
outcomes within the African-American population.22
For example, use of doctor's office visits was four
times higher among African-American patients who
were "health-advantaged" (i.e., individuals with all
three factors present-insured, nonpoor persons
with a defined medical home) compared with the
"health disadvantaged".
These disparities in healthcare utilization are
important, because ultimately they drive specific
racial disparities in health status and health out-
comes. For example, African-American patients are
significantly less likely than whites to receive
influenza vaccine,23 more likely to report barriers to
obtaining mammography,24 more likely to be diag-
nosed with late-stage cancer, and more likely to die
from cancer.25 Regardless of race or ethnicity,
women participating in routine mammography
JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004 1173
DETERMINANTS OF HEALTHCARE UTILIZATION
screening had earlier-stage disease by five-to- 13
percentage points."26
In previous studies, the modifiable risk factors of
having health insurance and having a usual source of
care strongly and independently predicted use of
essential preventive services.27 Selvin et al. found
that having a medical home was "the most important
predictor" of cancer screening use for all racial-eth-
nic groups."28 In one study, in which each patient had
not only a usual source of care but also an ongoing
relationship with his/her own family physician, there
were no racial differences in the provision of screen-
ing services, and African Americans were actually
slightly more likely than whites to receive preventive
counseling with regard to health behaviors!29 Unfor-
tunately, the usual source of care for African-Ameri-
can individuals is less likely to be in settings that
offer continuity of care with a personal physician
and more likely to be in hospital outpatient depart-
ments or EDs."3031
To some extent, the issues may also be quite differ-
ent for each minority group. For example, in analyzing
data from nationally representative surveys conducted
in 1996-1997 and 1998-1999, Hargraves found that
more than 80% ofthe difference between Hispanic and
white, non-Hispanic respondents was due to differ-
ences in measured characteristics (e.g., insurance cov-
erage, income, and available safety net services), but
that these factors did not sufficiently explain the
black-white differences.32 For the Hispanic population,
Table 3. Multivariate Analysis-Regression Coefficients and P Values for Predictors of Healthcare
Utilization among African Americans, 1999
Category/item Office Visits Hosp Outpt. Clinic Visits ED Visits Hospital Discharges Rx Fills + Refills
Beta p-value Beta p-value Beta p-value Beta p-value Beta p-value
Overall Model <0.01 <0.01 <0.01 <0.01 <0.01
Age Group <0.01 <0.01 0.03 <0.01 <0.01
Under 18 -4.93 <0.01 -0.96 <0.01 -0.03 0.35 -1.13 <0.01 -19.63 <0.01
18-44 -3.74 <0.01 -0.60 0.04 0.04 0.35 -0.71 0.04 -15.65 <0.01
45-64 -2.41 <0.01 -0.37 0.22 0.05 0.32 -0.30 0.41 -7.47 <0.01
65+ 0.00 0.00 0.00 0.00 0.00
(Reference Group)
Sex 0.25 0.51 0.14 0.48 0.04
Male -0.30 0.25 -0.06 0.51 -0.03 0.14 0.09 0.48 -0.88 0.04
Female 0.00 0.00 0.00 0.00 0.00
(Reference Group)
MSA vs. non-MSA 0.47 0.56 0.05 0.01 0.03
MSA -0.20 0.47 0.07 0.56 -0.07 0.05 -0.56 0.01 -1.91 0.03
Non-MSA 0.00 0.00 0.00 0.00 0.00
(Reference Group)
Income/Poverty 0.02 0.37 0.28 <0.01 0.01
Poor 0.36 0.40 0.08 0.78 0.07 0.08 0.35 0.03 2.88 <0.01
Near Poor -0.36 0.09 -0.14 0.52 0.02 0.72 0.23 0.20 0.82 0.40
Low Income 0.03 0.92 0.00 0.99 0.05 0.21 0.16 0.12 0.97 0.12
Middle Income 0.44 0.25 -0.14 0.23 0.04 0.12 0.31 <0.01 1.18 0.02
High Income 0.00 0.00 0.00 0.00 0.00
(Reference Group)
Health Insurance 0.01 <0.01 <0.01 0.01 <0.01
Any Private 1.03 0.02 0.23 0.07 0.02 0.71 0.18 0.04 2.32 <0.01
Public Only 1.56 <0.01 0.35 0.02 0.13 <0.01 0.51 <0.01 4.79 <0.01
Uninsured 0.00 0.00 0.00 0.00 0.00
(Reference Group)
Usual source of care? <0.01 <0.01 0.31 <0.01 <0.01
Yes 1.69 <0.01 0.24 0.41 0.03 0.31 0.28 <0.01 4.11 <0.01
No 0.00 0.00 0.00 0.00 0.00
(Reference Group)
1174 JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004
DETERMINANTS OF HEALTHCARE UTILIZATION
primary language (Spanish-speaking vs. English-
speaking) is also a significant predictor ofuse ofphysi-
cian visits, flu vaccination, or mental health services.33
Race, poverty, and having health insurance and/or
a usual source of care have also been correlated with
hospitalization for ambulatory care sensitive condi-
tions. National Hospital Ambulatory Medical Care
Survey (NHAMCS) data also showed that follow-up
arrangements for African-American patients were
less likely to result in ongoing primary care."34 Previ-
ous studies have also shown significant racial-ethnic
differences in the use ofmedication related to specific
high-disparity conditions, such as hypertension, asth-
ma, diabetes, depression, schizophrenia, hyperlipi-
demia, and HIV/AIDS.35A1 Inadequate treatment of
any one or more of these conditions has the potential
to drive disparate rates of disability and death in the
African-American population. In our study, use of
prescription drugs was significantly lower among the
uninsured and lowest among the health-disadvan-
taged. This could reflect either lower rates of care for
acute and chronic conditions (fewer initial prescrip-
tions) or lower prescription refill rates, or both.
The only healthcare utilization rates that did not
show a significant difference between the insured
and uninsured or even between the most-advantaged
and most-disadvantaged African Americans was the
use of the ED, the one form of access to care that is
mandated by federal law. The Emergency Medical
Treatment and Active Labor Act (EMTALA) makes
medical emergency visits (including obstetrical
patients in active labor) the only form of healthcare
in America in which patients must be at least seen,
evaluated, and stabilized regardless of insurance or
ability to pay. By this legislation, the ED becomes the
de facto safety net for low-income, uninsured
patients with no primary care medical home.42 The
fact that there were no differences in ED visit rates
between advantaged and disadvantaged African-
American persons is an interesting "within-group"
finding in itself, because one would expect the disad-
vantaged group to have a greater burden of disease
and healthcare needs, and therefore a higher emer-
gency visit rate. In fact, previous NHAMCS studies
have found significant black-white differences in ED
utilization rates (71% higher for African-American
Table 4. Healthcare Utflization in 1999 for Healthcare-Disadvantaged* African Americans
vs. Healthcare-Advantaged* African Americans
Mean SE Mean P Value
Office-Based Provider Visits <.001
Disadvantaged* 0.37 0.17
Advantaged** 3.12 0.27
Outpatient Debt Provider Visits =0.002
Disadvantaged 0.00 0.00
Advantaged 0.46 0.15
Emergency Room Visits =0.496
Disadvantaged 0.10 0.04
Advantaged 0.13 0.02
Hospital Discharges =0.0 10
Disadvantaged 0.01 0.01
Advantaged 0.07 0.01
Nights in Hospital =0.214
Disadvantaged 0.07 0.07
Advantaged 0.17 0.04
Home Health Provider Days =0.182
Disadvantaged 0.00 0.00
Advantaged 1.12 0.84
Prescription Meds Including Refills <0.001
Disadvantaged 0.93 0.70
Advantaged 6.05 0.50
* Family income below poverty level, no health insurance, no usual source of care.
** Family income above 400% poverty level, health insurance, a usual source of care.
JOURNAL OF THE NATIONAL MEDICAL ASSOCIATION VOL. 96, NO. 9, SEPTEMBER 2004 1175
DETERMINANTS OF HEALTHCARE UTILIZATION
than for white persons). While the visit rate for elder-
ly African Americans increased by 59% in just seven
years (from 1992 to 1997), the visit rate for elderly
whites did not change.43
However, in spite of an equal rate of reported ED
visits in our study between advantaged and disadvan-
taged African Americans, the ratio ofhospital admis-
sions to ED visits was dramatically lower for low-
income, uninsured individuals with no usual source
of care (one admission for every 10 ED visits) than
for insured, upper-income, individuals with a med-
ical home (one admission for every two ED visits). A
cross-sectional study of 29,237 admissions to 100
U.S. hospitals in 1993 and 1994 found that uninsured
patients were sicker than the insured but had shorter
lengths of stay and poorer health outcomes, suggest-
ing that the uninsured might not be receiving neces-
sary care.," The ED visit to hospital admission ratios
in our data cannot be explained by suggesting that
disadvantaged African-American patients are using
the ED inappropriately or for nonurgent …
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