Why The Affordable Care Act has personal implications.

The Affordable Care Act has personal, professional and ethical implications to the society. Because of the rising cost of insurance, individuals that are salaried will need to pay higher insurance premium, which implies that they will need to fetch deep into their incomes. This will definitely reduce the savings since the salaried will need to spend more than they used to before the Affordable Care Act. Besides, since the Affordable Care Act proposes health for all, some people may not have access to health facilities because of too much formality and congestion.
The Affordable Care Act is going to impact the professionalism in the society; people will be focused more on the provision of the health care insurance for everyone; forgetting about the issue of the health care workforce. Failure to provide enough workforce will create problems in the society since the health care may have only a few professionals, which imply that the service delivery will be greatly affected. Because of fewer health care professionals and the increasing number of individuals requiring medical care, there will be inefficiencies in the delivering of services to the people, which may even lead to poor health care. Therefore, rather than enhancing the health care, the Affordable Care Act may negatively impact it.
Besides, it is going to impact professionalism because although it provides  a direction regarding the provision of health care, it does not provide a model concerning how health care providers will receive compensation for non-payment. On the other hand, the Affordable Care Act will also have ethical implications in society. Although the Affordable Care Act seeks to bring equality in the provision of health care to all individuals, it may be unethical because are not likely to receive health benefits commensurate to their payment. The Affordable Care Act leads to an increased insurance, but does not provide enough workforce. This implies that individuals will not be capable of receiving value for their contribution.
The two sociological perspectives that can be used in providing an explanation concerning the challenges faced by the insured middle income earners. The two perspectives are functionalist and conflict perspectives. The challenge faced by the insured middle income earners is social stratification, which makes it difficult for them to afford the increasing cost of insurance. According to the functionalist perspective, social stratification is deemed necessary so as to induce individuals with special knowledge, skills, and intelligence to enter the most vital occupations (Erickson & Goldthorpe, 2002).
Hence, stratification is necessary and inevitable. Therefore, the insured middle income earners face the challenge because of their education level and level of intelligence. On the other hand, according to the conflict theory, social stratification is a consequence of lack of opportunity and due to prejudice and discrimination against a group. Therefore, it is not necessary and inevitable. Therefore, the insured middle income earners face the challenge of low income due to lack of opportunity. For example, most of the middle income earners are educated but lack the opportunity to have sufficient education to put them in the upper income group. The following data shows income inequality in the middle income earners, which is a principal challenge that they face. The following data illustrates the income inequality emanating from education, which is a key issue in the middle income earners. Depending with the level of education, income increase as the education level increases.

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